This "new" user was created in 2016-11-09 because I could not get my original (2006) account to accept a password change. Lois-Richter is the SAME person as LoisRichter. Wish I could figure out how to access my first account so as to have continuity. Ah, well ....
UPDATE: 2017 = the password re-set works now, so I have gotten back in to my original account. I'll probably figure out how to remove this user.